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American Income Life

Many credit unions turn to American Income Life Insurance Company (AIL) to provide group AD&D coverage for their members. American Income Life offers insights to credit unions that help them better serve their members. In addition, AIL provides a number of marketing tools designed specifically for credit unions. With the personalized service plan, American Income Life and the credit union work together to design an arrangement in support of the credit union’s goals. American Income Life also offers credit union services with the goal of increasing membership, participation, growth, and more. Additionally, American Income Life marketing plans can help assist with building deposits and gaining member loyalty. 

American Income Life has covered groups throughout the United States, Canada, and New Zealand. The Company’s field representatives develop close relationships with credit union managers, keeping them updated on the effectiveness of the implemented marketing plans. Furthermore, American Income Life publishes monthly newsletters, Credit Union Lines and The Blue Paper, which highlight new marketing ideas and in-depth research on related topics. AIL offers no cost benefits such as accidental death and dismemberment benefits to group members who are eligible, the Child Safe Kit©, and Family Information Guides. AIL members can also opt to participate in the optional, noninsurance Partners™ Basic Health Services Discount Program*, which allows them to enjoy discounts offered in their area on prescriptions, vision care, hearing care, or chiropractic care.

With over 50 years in the business, American Income Life Insurance Company understands what is important to the people it serves. American Income Life Insurance Company participates in community service endeavors such as food banks and charity drives. In addition, AIL donates thousands of dollars to scholarships that help working families. To learn more about American Income Life Insurance Company, visit its website at www.AILife.com for details about its markets and products.  


*Partners™ Basic Health Services Discount Program is not available in all areas.


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  • Waco, Texas 76710
 

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  • Careers at American Income Life Insurance Company
    A wholly owned subsidiary of S&P 500 company Torchmark Corporation, American Income Life Insurance Company has become one of the largest supplemental insurance providers for credit unions, labor unions, and associations. Licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand, with expansion efforts underway in Ireland. The Company offers excellent incentives and opportunities for those seeking a rewarding career. American Income Life and its subsidiary, National Income Life Insurance Company, have earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/11).

    Seeking candidates with a commitment to excellence, a competitive spirit, the determination to overcome challenges, and the desire to build a lasting career, American Income Life recruits top students from college campuses. AIL places college recruits in the best positions available to build lasting careers in a demanding environment. The Company holds informal career fairs generally sponsored by universities, offers presentations onsite, and provides on-campus interviews with recruiters.

    Members of the sales force at American Income Life act as independent contractors, enabling them to have control over their income from the beginning. Incentive plans include the opportunity to earn thousands of dollars in bonuses and attendance at yearly sales conventions in exotic locations. Independent Agents earn a percentage of premiums paid on the policies they sell, so monthly income increases with each sale. Only at American Income will you find a lifetime vested renewal system that begins from your very first sale, providing independent Agents financial security for years to come.

    Annual conventions have taken place in Puerto Rico, Beverly Hills, the Bahamas, Las Vegas, Hawaii, and Walt Disney World. AIL convention attendees and their guests will travel to the Hard Rock Hotel & Casino Punta Cana in the Dominican Republic for the 2012 convention. During the event, AIL and NILICO present awards in such categories as Top Individual Producers, Supervising Agents, General Agents, Master General Agents, and Regional General Agents, State General Agents, Public Relations Representatives, and Public Relations Managers. Other honors recognize members of the Founder’s and President’s Clubs and those who joined the Million Dollar Club in that particular year. With a culture of caring and internal support, American Income Life offers great career opportunities for motivated individuals.

  • Working for American Income Life - Success Stories
    If you ever wondered what is it to work for an insurance company and take a path as a sales agent, we hope to give you some answers by sharing three very touching stories coming directly from the AIL agents. Those comments and many more are published on the official American Income Life company blog where the agents share their tips and motivational experience with the whole community.

    The first story is coming from Jonathan Woelfle who says:

    “I have been apart of the American Income Life Family and the Altig organization for over 9 months now. I was super stoked about the potential income and being able to help families. Well the income is great, but helping families has really become the most amazing part yet.

    About 2 months ago I had a member who I was just helping with her policy. Her grown son had a little policy, but was now married and looking to start a family. Well she had him come and sit down to see what we could do for him. He was working at McDonald’s and was not able to afford much, but he saw how important it was. Well it took three visits to take care of his new policies and find time to get his wife in the same room, but finally we were able to get it all done.

    About two weeks ago he called me to ask if everything was still good to go on the policies. I answered yes he had been approved and should be receiving his policies shortly. He then told me his wife had been in a bad car accident and had injured her back. She was in the hospital overnight and would most likely be going back again for more visits.

    I helped him and his wife fill out the claims immediately and get the money that was going to really help them out in this time.

    Because I had spent the time to take care of his Family and gone out of my way to take care of this for them they are now protected and will have every Hospital visit from this point on covered.

    I Love This Job!”

    Another one shared by Peter Patrie:

    “I have had many jobs in my life. From being a professional musician, to master blaster, to assembly in a tractor factory, to call center management. I have had many careers, been an entrepreneur, restaurateur, and businessman. when my body was afflicted with a rheumatic chronic fatigue syndrome I was disabled, I had to use a cane to ease my mobility, and told to go on a disability pension and ‘take it easy’.

    Not exactly my plan for the rest of my life.

    Then I found American Income Life, a career that allowed me to set appointments on my own time, to help people and their families, to make of my career what I desired and dreamed of. I still have fatigue issues but I can work around this and still be a success. Without this opportunity, I may have not been able to surmount my personal issues. AIL is the pathway to realize dreams.”

    Our last story for today is from Jesse Lawson who says:

    “My idea of a job is 9-5, low pay, under appreciated, clock watching, boss hating, snooze bar hitting, he said she said office politics, just overall lethargicness(which i am not sure is even a word). Needless to say I have had some not so “exciting” jobs in my life.

    Like so many of the people who will read this I received a call from someone at AIL stating that my resume was received by the HR department and that they wanted to schedule a time for me to interview with them. I didn’t know a lot about the company and when I came in for my interview I was just blown away. The company, the market, the products, the PAY!!!

    I, like so many of my friends just wanted to find my NICHE. Something I could call my own. My background didn’t lend itself to that of the next best thing so companies, needless to say were not beating down my door. I knew though, that if could be given a chance to do something, to make a difference I would take that ball and run with it.

    Fast Forward only 2 years later,,,,

    I run an office with some of the most incredible people I have ever met. I don’t even know how many hours I work a week(when you own your own business you don’t really keep a time sheet). I don’t have a boss, I have a mentor who is one of the most inspirational and motivating people I have ever encountered.

    I don’t own an alarm clock because I love what I do and I am excited to awake and take on the day. I hire the people that I work with so naturally we are all like minded and enjoy each others company. The pay,,,, I get paid what I am worth. This company basically gives you an

    ATM and says take what you want. What you put in to it is what you get out of it. I wish that everyone could find a company like AIL and they would never have to work a day in there life.”

    The sky is the limit!

    Note: the above shared stories are from May, 2010 from the American Income Life blog.