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Haines and Krieger

The law firm of Haines and Krieger provides individuals and businesses with legal counsel in filing for Chapter 7, Chapter 11, and Chapter 13
bankruptcy. In addition to discharging debts, Haines and Krieger offers a wide variety of services to help clients in other financial matters
including avoiding home foreclosure through methods such as loan
modification of mortgages and short sales. Loan modification allows the
clients of Haines and Krieger to avoid home foreclosure by using the
attorneys to negotiate with banks and other mortgage lenders to create
new and more affordable payment plans. Skilled at loan modification,
Haines and Krieger attorneys often lower monthly payments, decrease
interest rates, shrink the principal amount of the loan, waive negative
interest, and change an adjustable rate mortgage into a fixed rate
mortgage. In order to utilize the firm, potential clients must schedule a free consultation with the attorneys and fill out an online loan
modification request form, available at http://www.hainesandkrieger.com/. The Haines and Krieger website provides additional data on required
documentation and further details necessary to begin the loan
modification process. Having risen in popularity in recent years, short
sales serve as another way to avoid foreclosure, and Haines and Krieger
attorneys show adeptness at conducting them. During a short sale, a
homeowner sells their property for less than the balance remaining on
the mortgage. A long and complicated process, short sales require the
expertise provided by Haines and Krieger in bankruptcy law and real
estate. This experience allows clients to reap the most benefits from a
short sale, such as receiving money from the sale of the house and
avoiding further credit damage. Besides loan modification and short
sales, Haines and Krieger counsels clients in avoiding foreclosure
through deeds in lieu of foreclosure, where the debtor gives the
property’s title to the lender for forgiveness of the loan; foreclosure
mediation, a new alternative in Las Vegas, Nevada, available since July
2009; and forbearance agreements.