DebtStoppers is a debt relief organization that assists those in debt to make the right decisions regarding their financial situations. DebtStoppers, the Law Office of Robert J. Semrad and Associates, LLC, has a staff of highly trained bankruptcy attorneys and can provide information about and assistance with debt solutions, including filing bankruptcy. Their website, DebtStoppersUSA.com, which is in both English and Spanish, contains a wealth of information about the problem of uncontrollable debt and the process of filing for bankruptcy. Providing accurate information about bankruptcy and dispelling many of the myths which surround it, DebtStoppers is an invaluable community resource in today’s troubled financial times. Increasing numbers of Americans face life-altering stress resulting from insurmountable debt, or lose their homes due to foreclosure, and many of these people may benefit from the practical solution of filing bankruptcy. Filing bankruptcy is intended as a way to achieve a life free of the burdens of debt, which may have resulted from exorbitant medical bills or other extreme financial crises, and DebtStoppers offers comprehensive services to assist in the filing process. Bankruptcy may be the solution in certain cases, such as falling behind in mortgage payments or credit card payments, incurring late fees and rate hikes, which increase the debt and perpetuate the problem. As DebtStoppers explains, there are two types of bankruptcy, and the staff at DebtStoppers is able to assist individuals in choosing the right one. Many possessions are legally protected when filing bankruptcy and DebtStoppers is able to advise about this issue as well, eliminating one of the common fears that prohibits many people from filing bankruptcy. DebtStoppers offers free community meetings about bankruptcy and maintains a website with a wealth of information about debt, other financial troubles, and a free personal financial assessment to help determine if bankruptcy is the appropriate choice. In order to receive a free and personalized debt analysis, the DebtStoppers website provides a simple online form, which individuals may submit to the agency. Individuals can also contact the agency through a toll-free number, to request further information about the services of DebtStoppers.