|
|
A
dynamic financial services institution with upwards of three decades of
experience, Duban Accountancy offers an extensive list of services beyond the
traditional income tax assistance. Many clients enjoy a long-term relationship
with the firm and engage in consultations two or three times annually. In these
meetings, Duban Accountancy staff members review changes in the patron's income
and expense in the context of current and recently implemented tax legislation
and regulation. By working with customers throughout the tax year, Duban
Accountancy effectively guards against excess tax payments or other unexpected
circumstances.
The
staff of Duban Accountancy also provides expertise in city income tax
regulations as well as franchise, payroll, estate, and gift tax issues. Serving
as many individuals' resource for risk management, Duban Accountancy presents
clients with the tools to prepare for unforeseen events and protect their
family’s best interests. After gathering information about the client that
includes any special concerns and present insurance details, Duban Accountancy
works with a variety of insurance providers to determine the best options
available. The firm, through its licensed insurance agents Dennis Duban and
Troy Sattler, offers advice on multiple levels of insurance whether the patron
needs coverage in health, life, disability, or long-term care insurance.
While
Duban Accountancy proves valuable counsel for many people, the firm also
accommodates a variety of businesses with assistance in matters of employee
benefits, 401(k)s, executive benefits, and business overhead protection
details. Headquartered in Los Angeles, Duban Accountancy comprises a staff of over
20 experts who emphasize tailored solutions based on customer specifics.
Holding more than 30 years of experience, the company also offers support in
estate, business, and retirement planning. Though based in California, Dennis
Duban and Troy Sattler can also be found guiding clients at their various
locations, particularly in Hawaii, Washington, Illinois, New York and Florida.
Documents
-
Make Your Golden Years Golden
Tips for Retirement Planning from Duban Accountancy
Planning for retirement can be difficult during times of economic hardship, but according to Duban Accountancy, a Los Angeles financial planning firm, individuals should still take steps to prepare for the future. In the United States, financing and buying on credit is a way of life, but a secure retirement cannot be charged on a card. The less time an amount of money has been saved, the less time it has had to grow. Even if the amount is small, over time that money (and the accompanying interest) will add up. The financial planners at Duban Accountancy agree that it is never too early or too late to start saving.
Before anyone can develop a retirement plan, he or she needs to calculate the necessary amount of savings. The average American spends approximately 20 years in retirement, so consider your lifestyle now. If you do not start planning, maintaining that lifestyle may not be an option. Most people will need about 70 percent of their current income during their retirement, or as much as 90 percent for those with below-average salaries.
Many employers offer retirement savings plans, such as 401(k)s. These offer several advantages to help individuals save for retirement, including lower taxes, compound interest over time, and tax deferrals. Contribute as much as you can; many times, a company will match employee contributions. If your employer does not offer a plan, suggest that the company start one. There are many choices that can be mutually beneficial for the company and the employees. You should also look into your employer’s pension plan to make sure you are covered, and that you understand how it works. If a job change is on the horizon, find out how that will affect your pension.
As tempting as it might be when money is tight, do not touch your retirement savings. You will pay withdrawal penalties and lose interest, principal, and possibly tax benefits. Many people dip into their savings when it comes time for their children to go to college. Experts recommend avoiding this; although there are several ways to finance a college education, the same is not true for retirement. You might think you are helping your children now, but they will pay the price later when your retirement bills are due. Financial planners such as the professionals at Duban Accountancy can help you plan for all of your short- and long-term financial goals.

-
Point Foundation
The Point Foundation is an organization that provides support to undergraduate, graduate, and post-graduate students who are marginalized and discriminated against because of sexual orientation, gender expression, and gender identity. The students, who come from diverse backgrounds, geographical and racial circumstances, and educational fields, are chosen on the basis of great financial need as well as demonstrated leadership ability, involvement in the lesbian, gay, bisexual and transgender (LGBT) community, and academic achievement.
Each scholar is paired with a mentor. The mentor, who is a member of the LGBT community, assists with career decisions, including jobs or the possible pursuit of graduate studies.
To provide support for LGBT students, the Point Foundation partners with a network of foundations, corporations, and individuals. Other avenues of support include tribute gifts, named scholarships, matching gifts, affinity programs, Cars4Causes, and appreciated securities. Fundraising events include a reading series and other events around the country. A number of scholarships are available.
The Point Foundation is a nonprofit corporation, and donations are tax deductible.
Dennis Duban is the founder of Duban Accountancy, a certified public accounting firm in Los Angeles. Duban specializes in tax compliance and planning for individuals, corporations, partnerships, trusts, and estates. Dennis Duban, along with his partner, Kevin Montgomery, and their daughter, Chelsea Montgomery-Duban, are supporters of the Point Foundation and other political, civic, and human rights organizations, including the Human Rights Campaign, Ubuntu Education Fund, and America Coming Together.
|