A veteran with more than two decades of leadership in the financial sector, Eugene Michael Frederick, CPA helms financial institutions with mastery and expertise. With a successful career that is both diverse and consistent, Eugene Michael Frederick capably directs all aspects of operation, from lending analyses to employee training. Based in Charleston, West Virginia, Eugene Michael Frederick is a master of strategic planning and an expert in financial services, tax issues, audits, and marketing. Eugene Michael Frederick served for 13 years as the Chief Executive Officer of Pioneer West Virginia Federal Credit Union in Charleston. During his tenure there, Eugene Michael Frederick increased the capital-to-asset ratio by 33% while doubling the overall assets of the credit union. A careful and responsible executive, Eugene Michael Frederick has kept operating costs at standard industry levels while offering exceptional services to credit union members. A man whose education has never stopped, Eugene Michael Frederick initially concentrated on accounting while gaining his Bachelor of Arts in Business Administration at West Virginia State University near Charleston, earning a place on the Dean’s List. Since that time, Eugene Michael Frederick has continually pursued advanced professional training in seminars and schools. These include studies at the Cannon Trust and Estate Planning School (part of the Cannon Financial Institute) in 2002 and participation in the Internal Auditing Seminar for Financial Institutions in 2009. Eugene Michael Frederick is also a graduate of C.W. Myers Asset/Liability Training and has refined his knowledge at the Enterprise-Wide Risk Management Seminar, the Annual Federal Tax Update Seminars, and numerous other investment and economic seminars. Commended for his ability throughout his career, Eugene Michael Frederick has spent 20 years as a Certified Public Accountant and is currently based in Charleston, West Virginia. With a constant desire for improvement, Eugene Michael Frederick also became a Certified Credit Union Executive in 1996. Outside of his professional duties and studies, Eugene Michael Frederick enjoys athletic activities including tennis, basketball, biking, and running. An avid student of history, Eugene Michael Frederick enjoys the writings of John F. Kennedy as well as volumes of the best speeches in history. He performs charity work for his community through River Ridge Church.