The attorneys at Kucsan and McCrea Law have decades of experience working for mortgage companies, which has gained them the innate ability to negotiate with the lender on your behalf. Due to all of the ripoffs, predatory lending, and TILA violations in the real estate industry today, you should consider hiring an attorney before falling victim to these scams. If you have experienced a truth in lending violation or predatory loan by your mortgage company, Kucsan & McCrea will work with you to negate the contract. If you simply can’t afford the mortgage due to a hardship, you will not have to short sell or foreclose. Instead, the experts at K and M Law will work with you to secure a lower mortgage payment that is affordable. Although they cannot guarantee a lower loan or rate, the attorneys at Kucsan and McCrea are dedicated and determined and will work hard for you. Please beware of false promises given by other law firms, a lower rate is not always guaranteed. Kucsan and McCrea will always give you an honest and thorough examination and explanation of your real estate situation. The attorneys at Kucsan & McCrea have decades of experience working in the mortgage industry as well as in real estate law. This gives them a unique and comprehensive understanding of the residential real estate field, and allows them to offer their clients a level of expertise not available in most real estate law firms. Because banks and its brokers can target anyone in their illegal acts and scams, Kucsan & McCrea will serve all types of clients with the upmost diligence. K and M Law urges Americans to beware of fraudulent modification companies. If you have experienced a ripoff, scam, fraudulent bank or a predatory loan and wish to file a complaint or review, please visit the U.S. Department of Housing website, or contact K and M Law Group.