PJP Health Agency offers an affordable alternative to conventional health insurance plans. Utilizing a consumer-friendly approach,
PJP Health Agency of Melville, New York, works with individuals to tailor affordable policies to fit their needs. In the following,
PJP Health Agency lists compelling reasons to purchase health insurance.
1. People without health insurance postpone visits to their physicians and often end up in emergency rooms, which costs more in the long run. In addition, postponing treatment results in the late diagnosis of serious illnesses, which creates a higher risk of both lengthy treatment and death.
2. Uninsured individuals also end up hospitalized for conditions that advanced beyond simpler treatment because of delays in seeking medical assistance, with the cost far exceeding the annual payment of monthly premiums.
3. Individuals without health insurance also fail to fill prescriptions, settling for less effective over-the-counter medications, thus prolonging illness and pain and resulting in more missed days of work, which may reduce their income.
4. As medical technology and care improve, health care costs increase. Health insurance minimizes the cost that individuals and families pay for medical care, particularly for catastrophic accidents and diseases.
5. People cannot predict what medical expenses they may accumulate in the future. Health care insurance serves as a hedge against what might happen and how much it could cost, providing peace of mind to the policyholder.
6. Individuals with health insurance statistically receive better care. They tend to visit a regular physician and receive timely and preventive treatment.
7. Individuals without health coverage spend more time waiting for care when they seek it at public health facilities, thus increasing the level of stress in an already difficult situation.
8. Uninsured people with diabetes die more often and at a younger age than do individuals with diabetes and health coverage.
9. Medical bills resulting from a serious illness or accident without health care coverage may lead to the depletion of savings, stress of collections, and even divorce and bankruptcy.
10. Waiting to purchase health insurance until a serious illness or injury occurs is too little, too late. Act before a crisis occurs.
