With over three decades of experience in the finance industry, Tom Meaglia supports his clients in achieving their financial goals. Through his business, Meaglia Financial Consulting, Tom specializes in using the principles of the Bible to guide people with a successful financial life plan. In addition to traveling throughout California to share his knowledge through seminars and workshops, he services his clients throughout the Los Angeles and Orange County areas.
With a strong educational background that he now uses to support his clients, Tom Meaglia graduated from California State Polytechnic University, Pomona with a Bachelor of Science in Business Administration. Tom continued his studies at The American College in Bryn Mawr, Pennsylvania, where he earned a Master of Science in Financial Services. A Chartered Financial Consultant (ChFC), and a Chartered Life Underwriter (CLU), Tom Meaglia’s also holds the professional designation of AEP ( Accredited Estate Planner) and is a member of the National Association of Estate Planners & Councils (NAEPC). He is also a member of NAFA (National Association for Fixed Annuities).
Tom Meaglia advises his clients with regard to financial planning, retirement funds, investments, and other financial matters. With an understanding for the intricacies of each individual situation, and for the difficulties faced by the modern global economy, Tom Meaglia emphasizes comprehensive financial plan to support each client. Through Meaglia Financial Consulting, he supports individuals, families, business owners, non-profits, and corporations.
In addition to working extensively with his clients, Tom Meaglia offers seminars and workshops a number of different areas of financial planning. An expert in marital finances, Tom Meaglia offers seminars to help engaged couples prepare financially for their union. He also teaches married partners strategies for managing their joint finances. Tom Meaglia also specializes in student finances. Many of his workshops emphasize student economic strategies, how to transition into adult financial responsibilities, career planning, and other student-specific concerns.
With his great dedication to Biblically guided finance systems, Tom presents “Knowing the Economy of God.”, a seminar based on his book and new audio book, “Knowing the Economy of God.” This presentation discusses Biblical life principles while supporting individuals toward their spiritual and economic goals. Tom Meaglia teaches the four anchors of God’s Economy, ownership, stewardship, giving, and contentment to show his listeners how to employ the principles of God’s economy into their everyday lives.
Capable of assessing the financial situations of a wide variety of individuals, Tom Meaglia teaches clients methods for achieving economic security and freedom.
The MSFS provides comprehensive tools to help you analyze, plan, and implement integrated strategies in financial planning. The program combines convenient distance learning with faculty and peer interaction, helping you gain entry to advanced markets, corporate clients, and larger cases.
The College of Business Administration will be the school of choice for high-achieving students seeking a challenging polytechnic environment and for industry leaders searching for talented employees. The College will be recognized for its cutting edge, learn-by-doing academic programs resulted in career focused, innovative problem solvers with effective communication skills. Graduate and undergraduate curricula will address the rapidly changing needs of the global business community while fostering ethical approaches to business challenges. Beyond classroom learning, academic and professional centers of excellence will serve as living laboratories for our diverse students and faculty and will be valuable resources for our community partners and industry leaders.
Tom Meaglia heads Meaglia Financial Consulting, a full service comprehensive financial consulting and investment advisory business. For over 30 years, Tom Meaglia has been working closely with individuals, families, business owners, corporations and non-profit organizations, helping to determine the best strategies for their financial situations.
Tom began his professional financial services career in 1979 serving as manager and senior vice president for major investment houses before founding Meaglia Financial Consulting. Tom Meaglia's financial credentials include the following: MSFS (Masters of Science in Financial Services-The American College, Bryn Mawr, PA), AEP (Accredited Estate Planner), ChFC (Chartered Financial Consultant), CLU (Chartered Life Underwriter), and Investment Advisor Representative with Stockbridge Financial Services, LLC. He has a BS degree in Business Administration from Cal Poly Pomona and is an adjunct professor for the School of Business at Azusa Pacific University and Biola University.
Tom has hosted his own financial radio talk show called "Knowing the Economy of God" on KKLA 99.5 FM Los Angeles from which the programs can be listened to here. During his career he also hosted a radio program on KKLA called Financial Strategies for the 90's and did a daily morning business report on KIEV 870 AM.
Synopsis Knowing the Economy of God” is a book based on four economic principles or anchors from the Bible that teach people how to establish a foundation for life in order to manage their finances. When we have a better understanding of the economic principles from the Bible, we can face financial challenges with wisdom, learn to be better managers of our money, and find true contentment in life.
Interview with Thomas V. Meaglia: The Economy of God, Part Two, Thomas V. Meaglia
March, 2011
In part one of our interview with financial consultant and author Thomas V. Meaglia, he shared the basic philosophies outlined in his book, Knowing The Economy of God. The relationship between God and personal finance also serves as the principle subject of Thomas V. Meaglia’s seminars. In this segment, he expands on the basic precepts for financial management according to Biblical truth. Question: Can you explain the concept of ownership? Thomas V. Meaglia: Actually, we do not own any items God has given us; He remains in possession of everything. You may see your name on a house deed or 401(k) account, but that just means you are acting as a steward, and God charges you to use those possessions in the pursuit of His work. Question: Does God want us to be wealthy? Thomas V. Meaglia: The Bible tells us that God wants us to be content. He gives us gifts and talents according to what he knows we can handle. God grants some people quite a lot, but He also expects quite a lot in return. He asks us to become stewards of our God-given gifts, using them not for ourselves, but for Him. Question: Life often becomes hectic, and contentment seems like a rather tall order. How can we find it? Thomas V. Meaglia: You are right. Contentment remains a hard-to-obtain goal, but God asks it of us. God has laid everything out before us, placing his requests in the Bible. He desires for us to complete his work with an internal contentment, knowing that we serve Him. We strive for contentment all our lives, but when our actions align with God’s plan and we joyfully acquiesce, then it comes naturally. Question: How can people learn more about the Economy of God? Thomas V. Meaglia: I encourage them to visit my website, TheEconomyofGod.com. The site has links to my book, as well as a schedule of seminars and an On Demand archive of my radio programs.
After working their entire lives, those on the verge of retirement must ensure that they encounter no surprises as they make this transition. Retirement requires early planning and following a consistent strategy throughout one’s life. Individuals should start thinking about retirement in their 20s, estimating how much they will need in order to sustain their quality of life, taking inflation and other economic factors into account. With a clear goal, one can begin to draft a plan to work toward that objective. Financial professionals often prove an invaluable resource for retirement preparation at any stage in life, providing important tips and information about different sources of retirement funds.
One of the most basic decisions facing those looking forward to retirement is their 401(k) Plan. While some employers allow their workers to keep all their assets in the plan sponsored by the company, others require that they move the balance to another location. Individuals may want to consider placing their 401(k) funds into an IRA, which generally offers more adaptability in the event of unforeseen circumstances. A fixed annuity account guarantees a fixed income over a certain period, according to the amount invested. Employees should also investigate their pension plans prior to retirement, since many offer different distribution options. For example, virtually all contain a single-life option, which assures disbursements for the duration of the employee’s life, while some may provide a spousal option. While the latter results in lower payments, it continues throughout the employee’s life and that of his or her spouse.
Before an individual enters retirement, he or she should utilize a medical flex plan to cover all health care concerns, including dental and vision needs. Employees should discontinue employment only when they have sufficient confidence in their health to minimize expenses during retirement. If someone retires before the age of 65, he or she should ask about extending health insurance benefits or enroll in COBRA. Once a retiree reaches the age of 65, he or she becomes eligible for Medicare, but must apply for benefits. Individuals concerned about Medicare coverage can purchase a Medigap insurance policy for added coverage. Retirees applying for Medicare benefits should also apply for Social Security payments. However, as the retirement age continues to rise, individuals may not be eligible for full benefits when enrolling in Medicare. For more tips about preparing for retirement, watch the following video: